When you compare car insurance rates, you may be surprised to find that the Ford Fusion costs $1,584 per year on average. This is $116 more per year than other cars such as the Toyota Camry, Honda Accord, and Nissan Altima. However, there are ways to lower the cost of your policy. By following a few simple steps, you can reduce your premium by hundreds of dollars annually.
Ford Fusion car insurance costs $1,584 per year
Ford Fusion car insurance is expensive, especially if you have a teenage driver. Teens are generally more likely to get into accidents and have higher auto insurance rates. The chart below shows the average teen rate for a 2020 Ford Fusion. A big reason why Ford Fusion car insurance is expensive is because it requires extra liability insurance. The Ford Fusion is also known to have higher-than-average claims for liability insurance.
The best way to find the best Ford Fusion insurance rates is to use a comparison tool. Using a tool like The Zebra, you can compare quotes from multiple auto insurance companies. These websites are free to use, so you can easily compare rates and policies. In addition to comparing rates, some of these companies also give discounts for safety features.
Ford Fusion car insurance rates vary based on many factors, including the type of coverage you choose and the model year. In some areas, liability insurance costs as little as $225 a year, while full coverage can cost as much as $14,934 a year. However, if you have the right type of coverage, your insurance costs will be significantly lower.
The safety features on a Ford Fusion are excellent. It has been named a Top Safety Pick+ by the Insurance Institute for Highway Safety. It also receives a five-star overall safety rating from the National Highway Traffic Safety Administration. It has front and side impact airbags, a rollover sensor, and antilock brakes.
According to the National Insurance Crime Bureau, the Ford Fusion was the second most stolen car model last year. In fact, 790 Ford Fusion models were stolen in 2013. As a result, it ranks in the middle of the most expensive cars to insure. Insure your vehicle with a company with a good reputation, and you will get a lower rate.
Ford Fusion car insurance costs $116 more than Toyota Camry
The Ford Fusion ranks 11th among 15 midsize vehicles for 2020 in terms of auto insurance cost, and it costs $1,584 a year on average. That's $116 more than the Toyota Camry, $100 more than the Honda Accord, and $92 more than the Nissan Altima. On the other hand, the Ford Fusion is only $56 more expensive to insure than the Tesla Model 3 sedan.
While the Fusion costs more to insure, owners report that their cars are reliable and are less likely to develop problems. Its longevity is comparable to the Camry, and it has less wear-and-tear. However, Ford's Fusion has a slightly higher maintenance cost. A typical Camry costs $388 to maintain, whereas the Fusion's average is $581.
A Ford Fusion's insurance cost will depend on several factors. One factor is the amount of extra features and trim installed. Adding a fancy sound system or heated seats won't increase your insurance cost, but spending several thousand dollars on upgrades could make your car more expensive.
A Toyota Camry Hybrid can last for more than 200,000 miles. However, it's important to remember that a hybrid car battery eventually needs to be replaced, and this will cost about $2,000. It's also important to check the service history of your car when buying a used car. Look for an independent mechanic to examine it. If you are purchasing a used car, try to get it with fewer previous owners. A one-owner car is less likely to have unexpected problems.
The Ford Fusion is an updated midsize car. Its engine has been updated to add more power, and it is now available in S, SE, and Titanium trim levels. The Fusion is available with five different powertrains, including two hybrid versions and one gasoline engine. However, the 3.0L V6 formerly offered in the Fusion's top trim level has been replaced by a new 2.7L turbocharged engine.
Ford Fusion car insurance costs $116 more than Honda Accord
The Ford Fusion car insurance rates are based on many factors. Some of them include the age of the driver, sex, and driving history. Those with better driving records pay less for insurance than younger drivers. Ford Fusion car insurance rates are higher than those for the Honda Accord and Toyota Camry.
The Honda Accord is cheaper to repair and maintain than the Ford Fusion. However, the Fusion Hybrid is more reliable than the Honda and is rated higher by many consumer review websites. The Honda Accord also has a better resale value. The Ford Fusion is a good everyday driver, but the Honda Accord is better for long-term ownership.
When comparing Ford Fusion and Honda Accord car insurance costs, keep in mind the car's safety features. The Accord scores high on crash tests, which can help you secure cheaper insurance rates. The car also has a four-wheel anti-lock braking system. For a better deal, bundle your auto insurance with your other insurance policies. Also, if you have a college degree, ask for a discount.
While both cars have similar safety features, the Ford Fusion has a longer wheelbase and wider overall. It is also slightly taller. Both cars have standard front and side air bags. The Ford Fusion also has a DVD-based navigation system. And a more powerful engine will help you get a better gas mileage.
The Ford Fusion is an excellent hybrid vehicle, and it can run on both gas and electricity. It can even switch to gas if battery power runs out. This makes it an ideal road-trip vehicle. However, the battery can degrade over time and cost $2,000 to replace.
Ford Fusion car insurance costs $116 more than Nissan Altima
The Ford Fusion has a high insurance rate. The average annual price is $1300. The cost varies depending on the driver's age, sex and driving record. You can get liability insurance for $225 in some places, and full coverage for $14,934 in others.
The Ford Fusion ranks eleventh out of 15 midsize cars for the insurance cost. In fact, it costs $116 more per year than its competitor, the Nissan Altima. The insurance rates for the Nissan Altima are $2,880 per year, while those for the Ford Fusion are $1,584 per year and $137 a month.
Ford Fusion insurance costs are driven by the extra liability insurance that the car has. This type of policy tends to generate more liability insurance claims than other cars. The higher your liability insurance, the more expensive your car insurance will be. However, you can reduce your cost by staying away from accidents and citations. As long as you maintain a good driving record, you can expect to pay a lower rate for your Fusion insurance.
Another factor that raises car insurance costs is the value of your vehicle. The Ford Fusion has a five-star safety rating from the NHTSA and an overall grade of "G" from the IIHS. However, older Ford Fusions may experience transmission problems, but newer models have improved transmission systems.
The cost of insurance is largely dependent on the company you choose to insure your vehicle. The most affordable option is USAA, which charges $1,323 for a 30-year-old driver. The most expensive option is Allied, which costs $4,319 per year. It is important to compare car insurance rates to make sure you get the best deal. You can save an average of $617 by getting quotes.
A new car can be a wise investment. You can find great deals on the Ford Escape, which costs less to insure than many other vehicles. It could also be one of the best buys for 2013 if you have green goals. The Ford Escape is compact and has an optional electric/gas hybrid engine, giving you more freedom for fuel efficiency.