Dodge Dart car insurance is cheaper than other compact cars, but you should know that your rates will be higher if you get into an accident or get a ticket. The amount you pay per month will depend on several factors, including your age, the type of coverage you need, and the state you live in.
Cheaper to insure than other compact cars
Insurers base their premiums on a number of factors, including the likelihood that the vehicle will be stolen or involved in an accident. The lower the risk, the cheaper the premium will be. Generally speaking, small cars and compact SUVs are cheaper to insure than sedans and SUVs. However, the Lexus RX and Tesla Model 3 are the most expensive cars to insure. These vehicles can have a high level of safety equipment, which can raise the premium for insurance.
If you're shopping for a car that's cheap to insure, consider a compact crossover like the Honda CR-V. This car is versatile, drives nicely and has excellent safety ratings. It also gets good fuel economy, which means it's very affordable to insure. It starts at around $1366 annually for the base LX trim and goes up to $1391 for the more expensive EX model.
Another factor that influences premiums is vehicle type. Insurers see small SUVs and compact crossover SUVs as lower risk than sedans. According to ValuePenguin, the average cost of insuring a small SUV is $1,353, while the average cost for a midsize sedan is $31,560.
Despite being cheaper to insure, these vehicles have a higher risk of accidents. As a result, they tend to cost more to repair than other cars. Insurers also consider the safety rating of the vehicle, as it is more likely for an individual to suffer serious injuries in a crash. This could result in expensive personal injury and medical claims.
Dependent on driver's age
Insuring a teen driver can be costly, but there are ways to reduce your cost. By cutting your physical damage deductible to $250 from $500, you can save about $176 a year on Dodge Dart car insurance. Young drivers have the highest likelihood of getting into accidents, so insurance companies often charge more money for them. But, you can temper this cost by maintaining a clean driving record.
Another way to save on Dodge Dart car insurance is to get active in civic and professional associations. Installing anti-lock brakes and steering control systems can also save you money on your premium. Also, enrolling a teenager in driver's education courses can save you money. In some states, drivers under age 18 may qualify for a reduced rate if they attend school 100 miles a day.
When buying Dodge Dart car insurance, you should also choose comprehensive coverage. This coverage pays for injuries sustained by the driver or any passenger. In addition to this, it also includes property damage. The average cost of comprehensive coverage will be lower for larger vehicles. This is due to the fact that larger vehicles suffer less damage during an accident than passenger cars. However, there are fewer of these vehicles on the road than passenger cars. This means that there are more accidents, which may result in more insurance claims.
When buying Dodge Dart car insurance, you should remember that premiums differ by state and model. In California, the average premium for this car is $1,259 a year, which is nearly 50% less than the national average. However, the rates will vary depending on the driver's age, the number of miles driven, and the policy deductibles.
Dependent on type of coverage
If you're in the market for Dodge Dart car insurance, there are several ways to get the best rate. One way is by raising your deductibles. By raising your deductibles by just $50, a 40-year-old driver can save about $170 annually on his or her premium. However, this method can only be effective if you drive responsibly.
The best way to compare rates is to know which type of coverage is right for you. Comprehensive insurance, for example, covers damage from many things. It's usually cheaper than collision and liability insurance, but it depends on your specific situation. Some car insurance companies offer discounts for comprehensive coverage. Also, keep in mind that older vehicles tend to have lower insurance rates.
Another way to compare rates is to look at the car's reliability rating. This rating will tell you how likely it is that your car will have major problems, or require repair. The higher the score, the more likely it is that the car will have major problems. This score is particularly important in the context of the National Highway Traffic Safety Administration, which enforces safety standards. A car with significant problems is a hazard to other drivers.
In addition to age and location, your gender will also affect your car insurance rates. For example, a 20-year-old male will pay an average of $3,016 for a 2016 Dodge Dart, while a 20-year-old woman will spend about $2,250. Moreover, women are less likely to be involved in accidents and speeding tickets. Therefore, insurance carriers charge less for female drivers.
Depending on the model of Dodge Dart you choose, insurance rates will vary greatly. The most affordable model is the SE Sedan, followed by the SXT Sport Sedan. Other affordable models include the Limited Sedan and the GT Sedan. Insurers also consider the age of the driver and whether the driver has a clean driving record.
Dependent on state
Insurance companies often give different discounts for different models, depending on the type of vehicle they insure. For example, you may qualify for lower rates if your Dodge is older and has less mileage than the average new car. In addition, some companies offer additional discounts for a safe driving record. This can help you save money on car insurance if you want to get the most bang for your buck.
Dodge Dart car insurance is available in several different states. Typically, prices vary depending on the age of the driver and the state they reside in. Drivers with a clean driving record are usually offered discounts that can save them as much as $258 a year. However, drivers who are not as careful on the road will see a higher premium than someone with a clean driving record.
Insurance rates also differ by gender. For example, young male drivers under 25 pay the highest insurance rates, followed by drivers in the 55-64 age bracket. Female drivers, on the other hand, pay considerably less than male drivers. For example, a twenty-year-old male driver will pay $2,916 annually for car insurance compared to $2,232 for a female driver. This difference narrows as the driver's age increases.
Depending on the model and the driver's age, a Dodge Dart insurance premium can range from $1,526 a year to $1,558 per year. This is significantly more expensive than the average small car insurance. However, this premium can be significantly decreased by applying a number of policy discounts. For example, if the driver is a senior citizen, or if they drive a car with low mileage, they can qualify for a lower insurance rate.
Dependent on mileage
There are several factors that affect the cost of Dodge Dart car insurance. These include age, driving history, and the mileage you drive. The lower the miles you drive, the lower the insurance premium. However, there are ways to lower your premiums and keep the same level of coverage.
When buying Dodge Dart car insurance, it is a good idea to get several quotes. This will allow you to compare costs with other similar vehicles. You can also take advantage of discounts if you are a student or have completed a driver's education course. If you have multiple cars, you can bundle policies together to receive a lower premium.
Your gender is also a factor that affects the cost of car insurance. Male drivers pay more than female drivers, on average. For example, a 20-year-old male driver will pay $2,994 in annual insurance premiums for a 2016 Dodge Dart, whereas a woman driver will pay just $2,232. As you get older, this difference shrinks.
If you drive your Dart for around 2,000 miles a year, the insurance premiums for a Dodge Dart can range anywhere from $1,428 per year to $1,528 per year. The lowest-priced model is the SE Sedan, followed by the Limited Sedan, and the most expensive model is the GT sedan. The difference in insurance premiums is approximately $110 per year. Your insurance rates will depend on many factors, including your age, gender, and how much you drive.