If you're looking for the best price on Buick Enclave car insurance, it's important to know your specific needs. You should know how much the average premium is for a 2022 Buick Enclave, which includes discounts for good drivers, and what the safety rating of the vehicle is.
Average annual premium for a 2022 Buick Enclave
When shopping for insurance for a 2022 Buick Enclava, you can use the car insurance rate comparison tool to find the best policy at the best price. By entering your car's details, you can compare the different policies from multiple insurance providers. The Zebra also has a search tool that lets you compare insurance quotes based on your driving profile and vehicle information.
The average cost to finance a new Buick Enclave is $6,224 after five years, assuming you make a 20% down payment and a 72-month loan. Increasing your down payment and improving your credit score will significantly reduce your interest expenses. You can check your credit score for free by using Credit Karma.
The average cost to insure a 2022 Buick Enclave is $1,562 per year. However, the cost will vary based on model and driving history. The newer model has safety features and crash tests that will lower its insurance costs. The cost of collision and medical payments insurance will also be less expensive.
The Buick Enclave is a reliable vehicle that's based on the same platform as the Chevy Traverse and GMC Acadia. However, it's a bit problematic in its older years, and it can cost you more in repairs and maintenance. The cost to repair a 2022 Buick Enclave is about $720 per year, which is higher than the average cost for all vehicles combined.
The Buick Enclave comes in a variety of trims, from the base Essence to the top-spec Enclave Avenir. Base Enclaves are priced from $44,095 to $56,445 and the top-spec Avenir costs $12,350 more than the base Enclave. The base Essence trim is a good choice for value.
The Buick Enclave is a popular full-size crossover, and it comes with a number of features to help make it a desirable car. It has three rows of seating, a large cargo area, and a stylish exterior design. It's not the best luxury car, but it offers good value for money.
The Buick Enclave is equipped with a 3.6-liter V6 engine that delivers 310 horsepower and 266 pound-feet of torque. It's mated to a nine-speed automatic transmission. The front-wheel-drive Buick Enclave achieves a fuel efficiency rating of 18 mpg city and 26 mpg highway. It's also available with an all-wheel-drive system. The Enclave is capable of towing up to 5000 pounds.
The base Enclave comes equipped with an 8-inch touchscreen, SiriusXM 360L, six USB ports, two in the middle row, wireless phone charger, navigation, and a 10-speaker Bose sound system. The base model of the Enclave also has a 120V outlet and comes with a Sounds and Sights Package.
The Buick Enclave is a strong entry into the luxury SUV segment for General Motors. It has a modern design language and looks futuristic. It is a spacious SUV with three rows of seating. It has a 3.6-liter V-6 engine that delivers sufficient power and quiet operation. However, the Enclave's interior fit and finish could be improved.
Discounts available for drivers with good driving record
While the cost of car insurance will vary depending on your zip code, there are ways to keep premiums lower. Firstly, you should understand how your premium is calculated. You can apply for discounts such as multi-vehicle, safe driver, or claim-free discounts to reduce your cost.
Another great way to lower premiums is to take a defensive driving course. This course generally lasts a few hours and is designed to help drivers learn the laws of the road. It can also teach you techniques to avoid accidents. At the end, you will receive a certificate which you can share with insurers to qualify for discounts. For example, if you have been driving for over 10 years without making any claims, you may qualify for a discount for having a clean driving history.
Another way to lower premiums is to get more than one quote for the same coverage. By getting multiple quotes for the same coverage, you can save up to 35%. This means that you'll be able to pay less for your Buick Enclave car insurance.
If you want to get the best deal possible on your insurance policy, make sure you use a car insurance quote tool to compare the rates from different insurers. It's also a good idea to bundle multiple insurance policies with one company.
Drivers with good driving records can save up to 30% on their insurance premium. Many major car insurance companies offer this discount for drivers who have no accidents or traffic violations. Also, drivers who are good students can lower their premiums by getting good grades.
If you have a clean driving record, you'll be able to get good rates on your Buick Enclave car insurance. As a midsize SUV, the Buick Enclave's weight and size makes it a desirable vehicle for insurance companies.
You should also consider the age of the driver. Younger drivers are at higher risk of accidents than older drivers. However, the risk of accidents declines dramatically by age 25. The cost of insurance is also affected by the trim level of the car, the deductible, and the driver's risk profile.
Young drivers can also take advantage of student discounts and family plans. These discounts can help you reduce your premium and increase your credit score, both of which can be beneficial. In addition, if you have a good driving record, you can share a policy with your parents to get the best coverage at the lowest rate.
Safety rating of the Buick Enclave
The Buick Enclave has a stellar safety rating. The car has received a five-star rating from the National Highway Traffic Safety Administration (NHTSA), and previously earned the top safety pick award from the Insurance Institute for Highway Safety (IIHS). This designation means that the Enclave is an exceptional choice for drivers who need an SUV that offers a high level of protection.
Safety ratings are an important consideration when shopping for car insurance. The Enclave's side-impact crash rating is excellent, and its body-on-frame construction makes it highly resistant to side-impact collisions. The Buick Enclave is also equipped with a 911 emergency call system, which lets emergency services contact the driver in case of an accident. The Enclave also boasts a five-star overall safety rating - the highest possible safety rating.
The Enclave has six air bags in standard trim, including dual-stage frontal air bags. It also has seat-mounted side-impact air bags in the first row. It also has a rollover-sensing system. The first-row position also has safety belt pretensioners with load-limiters, which automatically engage safety belts when the car is in a crash.
When shopping for Buick Enclave car insurance, make sure to review the insurance rate for each type of coverage. You can find the lowest rates by comparing quotes from different insurance companies. However, you should keep in mind that your rates will be higher if you live in an area that is considered high-risk.
Buick Enclave car insurance is expensive if you're a high-risk driver. Adding high-risk coverage to your car insurance policy can raise your rates by as much as $1,822 per year. Remember that your age and driving history are also factors when it comes to car insurance rates. For example, male drivers aged twenty-five years and younger pay an average of $3,090 a year, while female drivers aged fifty-two years and older pay an average of $1,394 a year.
Buick Enclave car insurance rates are competitive with other SUV models. However, they can differ by location and driving history. You can use an online tool to compare Buick Enclave insurance rates and find the best option for your budget. Generally, the Enclave will cost between $1,222 and $1,525 USD per year.
The Buick Enclave's cabin is roomy inside. It includes many convenience and comfort features, and is attractive to look at. However, the interior lacks some of the luxury features of its luxury-branded competitors. Its wood trim feels cheap, and its optional panoramic roof shade isn't power operated. It's also important to note that the second row seat is located on the passenger side, which compromises convenience.
Overall, the Buick Enclave is a good vehicle. However, it needs to offer more features and equipment at a lower price. It doesn't rank among the top three models in any of the three primary J.D. Power studies, although it's a very capable SUV, is not a top three pick for safety. While the Enclave is not a perfect SUV, it is an overall good choice for car insurance.