You can get quotes for a Kia Soul car insurance policy by using a comparison website and looking at the websites of the various companies that offer policies. Using a comparison website can save you money, especially if you're underinsured. Another way to save money is to drive fewer miles per year.
Compared to other models of Kia
Insuring a Kia Soul costs less than other small cars and SUVs, but there are some things to look for before purchasing coverage. The base price of a Soul and the available trims can affect your insurance rates. For example, liability only coverage is less expensive than full coverage. Also, you might want to consider gap insurance, which pays off your loan if your car is totaled.
The average cost of Kia Soul car insurance is $1,338 per year, though this can vary widely depending on your location, age, driving history, and other factors. You can use an online insurance calculator to get an idea of your specific insurance costs. As an example, insurance for a 40-year-old driver in Idaho can cost as low as $860 per year, while insurance for a 60-year-old driver in New York can cost up to $1,850 per year.
Another factor that will influence your insurance costs is the safety ratings of the Kia Soul. Insurance providers look at crash tests conducted by the Insurance Institute for Highway Safety to determine whether a particular vehicle is safe. In the majority of areas, the Soul receives the highest possible rating from the institute. In fact, it has been rated as a Top Safety Pick by the institute when equipped with specific headlights.
As a result, insurance rates for a 2020 Kia Soul are similar to those of previous models. Drivers can expect to pay about $75 per month for liability coverage and $171 per month for full coverage. The lowest-cost policy was offered by Hugo for $18 a month. Insurers use more factors to determine the average cost of a policy.
Rates vary by model
Kia Soul car insurance rates vary based on the model you drive. Older models have lower values than newer ones. This means lower annual premiums. Newer Souls also have safety features that may lower your premium. The best way to get the best rate is to compare quotes from different companies.
Drivers of the 2018 Soul can expect to pay around $79 per month for liability only coverage and $151 for full coverage. However, drivers should be aware that the rates for liability-only coverage are lower than the average. GEICO and USAA both offer cheap policies. You can enter your ZIP code and get quotes from different companies.
Insurers use several factors to calculate your premium, including your personal driving history and age. Other factors affecting insurance rates are the Kia Soul model and trim level. While these factors are the most important factors, your age and location will also affect your premiums. For instance, if you're a forty-year-old driver in Idaho, you might pay as little as $860 annually. But if you live in New York, your premiums can increase to $1,850 annually.
To find the best Kia Soul car insurance rates, you need to use an online comparison tool. This tool will provide you with free, instant car insurance quotes from multiple insurance providers. This will help you get the best insurance rate based on your vehicle and driving history.
Driving record
The total distance you drive a year determines how much you pay for Kia Soul car insurance. In general, people who drive fewer miles are less likely to get into accidents, and thus pay less. If you drive less than 2,500 miles a year, you may want to consider usage-based car insurance, also known as pay-per-mile car insurance.
Kia Soul car insurance is usually inexpensive - a typical policy for a model year 2013 will cost just $874 a year. Premiums are lower on older models, too, due to depreciation. In fact, the average policy cost is $566 less per year for a driver in their 60s than for a 20-year-old.
Kia Soul car insurance quotes are based on quotes from major auto insurance companies, including Geico, AllState, Liberty Mutual, MetroMile, and StateFarm. Most insurance companies base their quotes on the newest model year and trim level. In addition, a vehicle's safety features and safety ratings can increase or decrease its insurance cost.
The age of the driver is another major factor in car insurance rates. Young inexperienced drivers often have higher rates than experienced drivers. A 16-year-old driver's Kia Soul car insurance rate can reach $4900. Furthermore, male drivers tend to get more speeding tickets and be involved in more at-fault accidents, so their rates tend to start out higher than those of older drivers.
Collision coverage
If you're considering a Kia Soul collision coverage policy, you should know that you have several options. The most efficient way to compare prices is to use an online insurance comparison tool such as Jerry. Using this tool, you can compare coverage options in just a few minutes. Plus, it's free.
Choosing collision coverage is important to protect your Soul in the event of a collision. The cost of this coverage depends on several factors, including the age of the driver and deductible level. Young, inexperienced drivers often pay higher insurance rates than older, experienced drivers. In addition, male drivers under the age of 18 are often involved in more at-fault accidents and speeding tickets, resulting in higher starting rates.
The safety features on the Kia Soul make it an attractive choice for collision coverage. This compact car comes with a front crash prevention system and LED projector headlights. It's also equipped with a full set of airbags for driver and passenger protection. It's also possible to find cheaper insurance rates for models with LED projector headlights. This is because these headlights offer superior visibility.
Another reason to consider purchasing Kia Soul collision coverage is the fact that it's a reliable car with good crash test scores. Insurance companies will consider these scores when determining your rates. The National Highway Traffic Safety Administration performs crash tests on vehicles and gives each model a star rating. The higher the star rating, the better. The Soul has been rated five stars for safety by the NHTSA for crash safety. In fact, it has also been rated as a Top Safety Pick when equipped with specific headlights.
Comprehensive coverage
The best way to compare Kia Soul car insurance rates is to shop online. It's easy and fast to do, and can save you money on your premium. If you've never shopped for auto insurance online before, you may find the process intimidating. To save time and hassle, consider using an online quote comparison service such as Jerry. It takes less than a minute to review coverage options. You'll also have access to regular price monitoring, so you'll know how much to spend on premiums for Kia Soul car insurance.
Kia Soul car insurance rates depend on several factors, including the age and driving experience of the insured driver. Younger, less experienced drivers may have higher insurance rates. For example, a 16-year-old driver may pay as much as $4900 for car insurance. Also, male drivers under the age of 18 are more likely to get speeding tickets and have more accidents, so they'll typically pay higher starting rates.
The cost of car insurance for a Kia Soul varies considerably, but in general, the average monthly premium is around $147. Insurers take your full bio into account when calculating your policy rate. Some factors that can affect your policy costs include the model of the car, the age of the driver, the safety rating of the vehicle, and whether the driver is under 25 or older.
Refinance policy
When purchasing a Kia Soul, it's important to understand the finance policy. The Kia Soul finance policy is designed to protect you in case of an accident. By following this policy, you can avoid the hassle of unexpected bills. If you're looking for more information on this finance policy, check out Kia's website.
If you're concerned about a car loan, Kia offers finance deals and leasing deals for many models. You can typically choose to make monthly payments of between $200 and $460. The down payment ranges from $2800 to $4,000. The interest rates on purchase deals are under 4% for four years.
Once you've found a finance policy that fits your needs, the next step is to fill out a credit application. This process will only take a few minutes and will require some basic information, including employment history and income. After you complete the application, you'll receive a credit decision in minutes. If you're approved, you'll receive an approval certificate that's valid for 30 days. From there, all you need to do is visit the dealership to finalize details and pick up your new Kia Soul.
Kia has special financing deals for the Kia Soul. For example, the LX trim comes with a low monthly payment of $239 per month. However, this offer is only good for 36 months, so you'll need to pay a $2,799 disposition fee at lease end.