Ford Explorer car insurance is a great value. Compared to most other midsize SUVs, the Explorer is cheaper to insure, and it's also much safer. But how can you find the best policy for your Ford Explorer? Here's some advice. You should compare insurance quotes before making a decision, as not all policies are the same.
Ford Explorer car insurance is a great value
For the average Ford Explorer, car insurance costs around $4,007 per year. This is $1,228 less than the average cost of car insurance for a 40-year-old driver. It is possible to add a teen driver to your policy, which will lower your premium. Young drivers typically have higher rates than older drivers, because they are more likely to receive speeding tickets and be at fault in an accident. However, rates tend to stabilize when drivers reach 30 years old. In addition to your age and driving record, you should also consider where you live.
A Ford Explorer driver will pay higher rates if they have multiple violations or accidents. Minor infractions will only increase your yearly premium by about $366, while a serious infraction can increase your rates by $1,292 or more. For this reason, it is a good idea to keep your driving record as clean as possible. If you have no accidents or tickets, your rates will be lower. On the other hand, multiple at-fault accidents will raise your rate by as much as $412 per year.
If you've recently purchased a Ford Explorer, you should consider getting car insurance for this luxury car. Not only is car insurance a necessity for driving, it is also essential to keep your new investment safe and protected. Taking the time to shop around will help you get a great value for your money and make sure you're satisfied with your coverage.
When comparing insurance costs for the Ford Explorer, remember to consider your location, driving history, and age. While rates for the Explorer vary, the average premium costs $1,308 per year, which is about $129 per month. You can also use a Ford Explorer car insurance calculator to get an idea of your personalized insurance costs.
Ford Explorer insurance premiums are considerably lower than the national average. Drivers who drive less than 2,500 miles per year can expect to pay just $68 per month for liability insurance. This is $1,236 less than the national average for full coverage. It is also important to note that the average mileage driven by Ford Explorer drivers is about the same as the national average.
Using an app like Jerry, drivers can easily find the right insurance for their Ford Explorer. The app searches for the best available policies from over 55 insurers and can give them a personalized quote in 45 seconds. The app also provides support from insurance experts. This way, drivers can get the insurance coverage they need without the hassle of phone calls, duplicate paperwork, and long waits.
The Ford Explorer is equipped with plenty of safety features. All models come standard with automatic emergency braking, lane keeping assistance, blind-spot monitoring, and automatic high beams. The Limited Explorer even comes with adaptive cruise with lane centering. While the system works well, it can also falsely accuse drivers of taking their hands off the wheel.
It costs less to insure than other midsize SUVs
There are several ways to save on Ford Explorer car insurance. One way is to increase the deductible. For instance, you can switch to a $1000 deductible. This can make a significant difference in your annual premium. Moreover, you can also use the FordPass Rewards program to get free dealer maintenance services.
Another way to save on insurance is to switch to a smaller SUV. Smaller SUVs typically have lower premiums for collision and comprehensive coverage. These policies pay for repairs of damaged vehicles. For example, a Chevrolet Equinox costs $1496 for an annual insurance policy. For a six-month policy, the cost is just $748, which is less than $124 per month. By contrast, the Chevrolet Cruze costs $802 for the same policy.
Younger drivers' rates are more expensive than those of older drivers. Insurers base their premiums on age, and younger drivers are more likely to cause accidents. Nevertheless, rates tend to decrease as a driver gets older. For example, a driver in his or her 30s can expect to pay $1308 per year in insurance, whereas a driver in his or her sixties will pay $412 a year.
Female drivers pay less for Ford Explorer car insurance than their male counterparts. Women are seen as more responsible drivers, which makes their rates lower. However, credit and driving history are still important factors in determining your rate. In addition, it's a good idea to take a defensive driver's training course. This will reduce your risk to insurers and could result in special premium discounts.
Overall, Ford Explorer car insurance costs less than other midsized SUVs. The cheapest insurer for this vehicle is NationalGeneral. You can also save money by using a car insurance calculator. This way, you can get an estimate of how much your personalized insurance will cost.
If you're thinking of buying a new SUV, you may want to think about the different discounts offered by different insurance companies. You could save hundreds of dollars each year by choosing the right insurance provider. The key to choosing the right insurance provider is knowing exactly what each individual policy will cost. By doing some research, you can find an excellent provider that provides you with a quote that is more competitive than the others.
Ford Explorer car insurance costs are influenced by several factors. Your age, gender, driving record, employer, credit report, and other driving habits will affect your rate. In addition, the model and trim level of the vehicle will also affect your insurance costs. Typically, a standard policy will cost you $470.
The base XLT 2WD model is the least expensive, costing $1318 a year and $110 a month. Base XLT 4WD and Platinum 4WD will cost $1,516 and $194 respectively.
It's safer than other midsize SUVs
When comparing midsize SUVs, the Ford Explorer is one of the safest and most affordable options. According to the National Automobile Dealers Association, the insurance costs for a 2011 Explorer are $1,434 per year. That is more than $1,000 less than the average rate of the class. The insurance cost per month is also less than $84 per month. By comparison, the Jeep Cherokee, Dodge Durango, and the Chevrolet Traverse all have higher annual insurance costs.
SUVs are known to be safer than cars, but they can also be more dangerous. Although they provide better protection for their occupants in a single vehicle crash, they are more likely to injure or kill other vehicle occupants. SUVs are also growing increasingly large, making them incompatible with many smaller passenger cars. This is a growing problem and will likely lead to more fatalities. The Ford Explorer is no exception.
Because SUVs are considered safer than cars, many consumers assume that the Explorer car insurance is cheaper than other vehicles. However, there are several factors that make SUVs more expensive to insure. The first factor is the size and weight of the vehicle. While the Explorer may be a safer vehicle than a smaller car, it's still vulnerable to rollover accidents and other types of collisions.
Another important factor is the safety rating of the car. The Ford Explorer is one of the most popular vehicles in the United States, so it is safe to assume that it's relatively safe to drive. The Ford Explorer's fuel economy is good, but it is not known to be the best. Its fuel economy is less than other midsize SUVs. It's best to compare the cost of your policy with other models of the same class.
The Ford Explorer has a lower insurance cost than most midsize SUVs. However, it is still important to check the car insurance cost of an SUV before you buy one. This can help you determine the best insurance for your specific vehicle. Purchasing an SUV may cost more than a sedan, but you can save a lot of money on the long run.
The average cost of insurance for an SUV is $2,684 per year, but smaller SUVs can save up to $1,183 per year. However, the cost of insurance is lower than that for a car with the same safety rating. You can even get cheaper SUV insurance if you purchase a vehicle with lower value.