Acura TL car insurance rates depend on a few factors. The model year and the Gender of the driver are both important factors to consider, as is the amount of liability coverage and uninsured/underinsured motorist coverage. The table below compares rates across the United States for a 1999 model TL with full coverage and $500 deductibles.
Cost of Acura TL car insurance
Cost of Acura TL car insurance varies depending on the driver's age and experience. For example, a 16-year-old male will pay about $2300 per year for comprehensive insurance, while a senior citizen will pay just $1060 a year. However, there are tips to help you get lower rates on your car insurance policy.
The first thing to do is to compare the costs of car insurance quotes. This way, you can get an idea of the total amount you have to pay in a given year. In addition, you can compare the cost of Acura TL insurance to similar cars such as the Mercedes-Benz CLA250, Audi A6, and Volvo S80.
You can also get quotes for different types of insurance policies for the Acura TL. These quotes are based on the most recent model year (2013-2020) and most common trim levels. A careful driver can save up to 50% on the cost of car insurance for their Acura TL. Also, older drivers can benefit from lower rates if they have lower policy limits.
The cost of Acura TL car insurance varies greatly depending on the driver's age and other factors. Full coverage insurance will cost around $918 per year for a 30-year-old male, while liability insurance will cost about $442. Getting a quote is important as every insurance company uses a different methodology to determine the cost of insurance.
Base price of 3.5 SE Sedan TL
The base price for 3.5 SE Sedan TL car insurance starts at $260 per year and increases as the vehicle gets older. However, you should consider the safety features of this vehicle before you purchase it. The TL's front seats are wider than other sedans, and it has extra shoulder room for the driver. It also comes with rear seats that are roomy enough to seat two adults.
Insurance rates for the 3.5 SE Sedan are the lowest of all three trim levels. Base rates include collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. The prices are based on an average of all 50 states and for all Acura TL models and trim levels.
Acura's TL is loaded with high-tech features. It has a navigation system, 440-watt Acura/ELS audio setup, DVD audio, and a 12.7-gigabyte hard drive. The TL comes with both a manual and an automatic transmission, and comes standard with leather seating, power sunroof, dual-zone climate control, and Bluetooth. The TL also has a rearview camera and keyless ignition.
The TL is one of the best luxury values available. Its new styling is consistent with the rest of the Acura lineup, and its base price is competitive with rival luxury sedans.
Gender
Your gender plays a big role in your Acura TL car insurance rates. Men pay an average of $2,424 for a policy on a 2014 Acura TL, while women pay $1,814 a year. However, these figures don't necessarily reflect your actual cost, as there are other factors that can increase your coverage. You should always shop around to find the best deal.
Gender is an important factor to consider when comparing quotes, but be aware that some insurers are less likely to offer discounts for gender nonconforming drivers. Some may require a gender-neutral license or a sex-neutral identification, which can be a hindrance if you're looking for the best possible deal.
Another factor to consider is your state's minimum insurance coverage levels. In some states, these can be too low and you may need a higher limit. Fortunately, you can request higher limits if you wish, but remember that this will increase your monthly quote. If you do decide to increase your coverage, make sure to check with your auto insurance company for details on how much higher limits will cost you.
Year of vehicle
The cost of Acura TL car insurance depends on a number of factors. For example, your credit rating has a lot to do with your rates. Drivers with good credit are less likely to file claims and have better driving records. As a result, they tend to pay lower premiums.
For the 3.5 SE Sedan and 3.7 SH AWD models, the cost of car insurance is typically $1,216 per year. Rates vary based on age, gender, and credit score. You can maximize your savings by comparing insurance rates from different companies. Using a comparison website to find the best insurance rates can help you make the right decision.
Auto theft rates for Acura vehicles tend to be around the middle of the pack in North America. The Integra was often targeted for theft until 2006, but the MDX and ZDX were not targeted as often. In terms of comprehensive insurance claims, Acura models score higher than average. However, they may cost more than the median. The best way to find the best insurance rates for your TL is to compare multiple quotes from various companies. In addition to comparing quotes, make sure you know what types of coverage your Acura TL has.
When shopping for insurance for your Acura TL, consider whether comprehensive coverage is required by your lender. Comprehensive coverage will cover damages you cause in a non-collision accident, and most lenders require it. In most cases, standard comprehensive coverage for an Acura Tl will cost about $260. If you have a good driving record, your insurance vendor may give you a 30% discount on your premium.
Driving record
Your driving record can have a big impact on the price you pay for Acura TL car insurance. Being a safe driver can help you save money in the long run, and some insurance providers even offer discounts for good driving records. Before making a decision, you should compare rates and coverage options from multiple companies. You can do this on your own or work with an insurance agency.
The age and model of your Acura TL car will also have an impact on the amount you pay for car insurance. Younger models have more advanced safety features, which will lower your premiums. However, if you have a history of accidents, you'll be required to pay a higher premium.
The Acura TL comes with a large number of safety features. It features active head restraints, LATCH child safety seat tethers, and an anti-lock braking system. Other features include a lane-departure sensor and stability assist. The vehicle also has an optional rearview camera and a blind spot information system.
In addition to the age of your Acura TL car insurance, your driving record is an important factor. Drivers with a clean driving record get a discount from insurance providers. Drivers with a bad driving history can see their rates skyrocket by up to $1,132 a year.
Credit score
If you're looking for the lowest rate possible on an Acura TL car insurance policy, it's important to understand how your driving record affects your premium. Drivers who have a clean driving record can expect to pay lower insurance premiums in the long run. In addition, many insurance providers offer discounts for good driving behavior. To get the best rates, consider comparing multiple insurance quotes from different companies. You can do this on your own or through an insurance agency.
Insurance rates for Acura TL models can vary depending on several factors, including the model year, the type of coverage, and the driver's age and credit history. Additionally, your state of residence can have a significant impact on the cost of your policy. For instance, a 40-year-old driver living in Idaho can expect to pay as little as $610 for auto insurance compared to a person living in New York or Michigan. This is why it's important to compare multiple quotes before making a decision.
When it comes to your Acura TL car insurance policy, your credit score is crucial. While the car is not a perfect vehicle, it has excellent safety ratings. In addition to this, a good credit score will also reduce your premium. Getting an insurance quote with your credit score is one of the best ways to save money on your premium. Make sure you shop around for coverage at least every two years and compare rates from direct carriers and local agents.